Homeowners Insurance in Arizona 2026: Why Premiums Are Rising and What It Means for Your Mortgage Payment
Published on: 08/11/2026
Arizona homeowners insurance now averages about $2,335 a year, and Phoenix runs closer to $2,800. Premiums are up roughly 62% in five years, and most of that cost lands in your escrow. Here is what is driving it and how to protect your payment. Pillar Mortgage Group, NMLS #2700076.